What We Do

Our Work

Impact

Since launching our first FSS program in 2010, Compass has partnered with
6,000
families to build
$27,000,000
in savings
Compass FSS graduates save $8,500 on average in their FSS escrow accounts. 75% of graduates also have $400 or more in additional personal savings - last year, only 63% of all US households could say the same.

Compass-run FSS programs significantly outperform other FSS programs nationally, and Compass FSS graduates significantly increase the financial security of their family:
Compass FSS Graduate Outcomes
Outcome Metric
Result
Increased annual income
70%
Average income increase
$21,500
Improved or established credit score
70%
Average credit score increase
75
On-time debt payments (3+ months)
80%
Low credit utilization (<30%)
50%
3rd-Party Evaluation
Independent research shows that our model for the FSS program works. Compared to benchmarks and their peers, Compass FSS participants earn higher incomes, receive less welfare payments, and improve their credit and debt situations. Studies also show that the program's benefits to families far outweigh what it costs Compass and the government to run it.
*Compass collects and analyzes a significant amount of data about our programs. Limited data is available regarding FSS program performance nationally and is included where available. Compass program data is current as of 8/31/2024. The data above includes both active and past partnerships with the following partners: Boston Housing Authority, Cambridge Housing Authority, The Caleb Group, Lynn Housing Authority & Neighborhood Development, Mercy Housing, Metro Housing|Boston, Philadelphia Housing Authority, Preservation of Affordable Housing, Related Companies, and WinnCompanies.
Locations
8 Penn Center, 1628 JFK Boulevard, Suite 1303 Philadelphia, PA 19103
89 South Street, Suite 804 Boston, MA 02111
Contact
Tax ID number: 20-3975100
617-790-0810
© 2025 Compass Working Capital